How payment works.
No subscription, no card on file, HSA/FSA accepted. You pay once per prescription, on the day you approve it.
On this page
How payment works at Selvara
Selvara is a pay-per-prescription brand. There is no subscription, no membership, and no card on file when you start the intake. You do not pay anything to begin.
You pay once: when a licensed practitioner has reviewed your intake, prescribed a protocol, and you have approved it from your dashboard. The charge happens at the moment of approval. From that point, the pharmacy compounds your medication and ships it.
Translation: no card at the door, no auto-renewal, no surprise charges. You are charged once, for the protocol you approved, on the date you approved it.
What we accept
- Credit and debit cards: Visa, Mastercard, American Express, Discover.
- Digital wallets: Apple Pay, Google Pay, Link.
- HSA / FSA cards: Yes. Selvara medications are HSA and FSA eligible because they are prescribed by a licensed practitioner. Receipts are itemized for your records.
Selvara does not accept cash, paper checks, money orders, cryptocurrency, or buy-now-pay-later for the launch period. We may add Affirm and Klarna later.
Insurance
Selvara is a cash-pay brand. We do not bill insurance, and we are not in-network with any commercial or government insurer. There are two reasons for this:
- Most commercial insurers do not cover compounded medications, and the few who do require pre-authorization that adds 2 to 6 weeks of delay.
- Cash-pay lets us hold our prices flat. Selvara TRT Cypionate at $149 a month is the same $149 whether you have a $0 deductible or a $7,500 deductible.
You can still use HSA or FSA funds, which are pre-tax. Many members find the cash price lower than their copay after insurance.
What you are charged for
You are charged for the medication and the practitioner review. Both are bundled into the single price quoted on the protocol page.
| Protocol | Dose | Monthly price |
|---|---|---|
| Enclomiphene | 12.5 mg / 25 mg | $89 / $99 |
| TRT Cypionate | Injection | $149 |
| TRT Cream | Transdermal | $179 |
| Tirzepatide | GLP-1 / GIP, weekly injection | $249 |
| Semaglutide | GLP-1, weekly injection | $189 |
| Sermorelin | Nightly subcutaneous | $169 |
| NAD+ | Injection, 2x weekly | $149 |
| Metformin | Oral, 500 mg to 1000 mg | $69 |
| Low-dose Naltrexone (LDN) | Oral, 4.5 mg nightly | $49 |
Initial bloodwork panel for TRT candidates is $89. Follow-up panels are $79. Shipping is free on every order.
Billing cycle and refills
Each prescription ships as a 30-day, 60-day, or 90-day supply depending on what the practitioner orders. You are charged for that fill on the date you approve the protocol, then again on the day each subsequent fill is shipped.
You can pause, change dose, or stop any prescription from your dashboard at any time. There is no cancellation fee. If you stop before the next fill ships, you are not charged.
Failed payments
If a card declines, we send an email and a dashboard alert. The fill holds for 7 days while you update payment. After 7 days, the fill is cancelled and you can restart whenever you like.
Receipts, taxes, and dispute help
Itemized receipts land in your email and on your dashboard within minutes of every charge. The receipt lists the medication, dose, quantity, and the practitioner's name. This is the document HSA / FSA administrators usually request.
Sales tax is collected only in states that classify compounded medications as taxable. Most states do not.
Chargebacks and disputes
If something looks wrong on your statement, email billing@selvarahealth.com before opening a chargeback with your bank. We resolve almost every dispute in under 48 hours and a chargeback is harder to reverse later.
Security
Card data never touches Selvara's servers. Payment is processed by Stripe, which is PCI-DSS Level 1 certified. The card number, CVV, and expiration are tokenized on Stripe's side. Selvara only stores a token reference and the last four digits.
All payment pages use TLS 1.3. Stored tokens are encrypted at rest with AES-256.